Yes. Token payment allows for both one-click payment or subscription/recurring payment. When the user first pays at a shop entitled to apply Recurring Payment, his/her successful purchase will imply the automatic authorization of the service provider to deduct money from the payment instrument he/she used for purchasing (Barion balance or bank card) later, even without any further approval.

Advantages of the Token/Recurring Payment

• the user can pay quickly, even with a single click
• the service provider can easily manage subscriptions and deduct monthly or other recurring fees
• it can be integrated into the web or a mobile application, allowing for “Uber-like” payments

The use of the Token/Recurring Payment

The transaction is started as in other cases, but the InitiateRecurrence and RecurrenceId fields must be used. At the first payment, the InitiateRecurrence field must be set to True, and an identifier must be given in the RecurrenceId field. If the first payment is successful, InitiateRecurrence = False and the stored RecurrenceId is to be sent for each further call, and the transaction is paid automatically from the source given at the first payment. We do not inform the shopper separately about the initialization of the recurrence, the website does that, but we check that.

EN - Technical documentation here

Terms of use of the Token/Recurring Payment

As the Token/Recurring Payment enables abusive practices, we are obliged to check our partners to protect our users. Barion reserves the right to subjectively assess the approval, i.e. meeting the following conditions does not automatically mean approval. We check the followings for approval:

• Expected transaction volume
• Data of the organization
• Since when does the organization exist
• Who are the owners
• Inspection of information about the organization (e.g. activities)
• We check the reputation of the organization on the internet
• The organization should not have tax debts (it must submit a verification if it is not registered as taxpayers without public-law debt)
• The organization must provider banker's reference about the followings:
• since when does it have its bank account,
• does it precisely perform its payment obligations,
• has there been any queuing longer than 30 days on its account over the year preceding the sending of the request for quotation.
• The description of the recurring payment must be clearly included in the General Terms and Conditions or other contracts of the accepting party, and it is to be demonstrated, in the process of product presentation/purchasing/ordering:
• when and what amount was deducted,
• and how the services are to be cancelled.
• The shopper must, separately and digitally, accept the payment process in the ordering process (by clicking a check box, for instance).
• It must also be written in the GTC that Barion Payment Inc. will be shown on the bank account statements to avoid misunderstandings.
• We check the foregoing before turning on (test server) and randomly, with trial purchases
• The accepting party must be in a verified due-diligence status, i.e. it must undergo a video due diligence. Here you can read more about video identification and about the documents necessary for it.
• In case of complaints, we will limit access to the Barion Wallet, depending on the number and sum of the complaints:
• in case of individual complaints and smaller amounts, we investigate the case (we do not limit access to the wallet),
• in case of multiple complaints or higher amounts, we limit payments but acceptance remains functional,
• in case of outstandingly high number of complaints or sums, we suspend the service.